About the Role
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The company is seeking a motivated and detail-oriented Life Underwriter (UAE National) to join its Life Insurance team. The successful candidate will be responsible for assessing life insurance applications, evaluating risks, making underwriting decisions within delegated authority, and supporting the achievement of business objectives while maintaining underwriting profitability and compliance standards.
What you will do (Key Responsibilities)
- Assess and evaluate life insurance applications in line with company underwriting guidelines and regulatory requirements.
- Review medical, financial, occupational, and lifestyle information to determine risk acceptability.
- Approve, decline, postpone, or modify coverage terms based on underwriting assessments and delegated authority levels.
- Liaise with brokers, intermediaries, sales teams, medical providers, and customers to obtain additional underwriting information when required.
- Ensure timely processing of new business, renewals, endorsements, and policy amendments.
- Maintain accurate underwriting records and documentation within internal systems.
- Support product development initiatives by providing underwriting insights and market feedback.
- Ensure adherence to company policies, underwriting standards, and applicable regulatory requirements.
- Contribute to departmental service level agreements and customer satisfaction objectives.
- Work collaboratively with claims, operations, and sales teams to support business growth and retention.
Required Skills to be successful
- UAE National with Family Book (Emirati) - Mandatory
- Bachelor's Degree in:
- Business Administration
- Economics
- Mathematics
- Finance
- Insurance
- Or a related discipline
Experience
- Fresh graduates with strong academic credentials and a keen interest in pursuing a career in Life Insurance can be considered.
What equips you for the role
- Strong analytical and decision-making skills.
- Excellent verbal and written communication skills in English; Arabic is an advantage.
- Strong numerical aptitude and attention to detail.
- Ability to work under pressure and manage multiple priorities within tight deadlines.
- Good interpersonal and stakeholder management skills.
- Proficiency in Microsoft Office applications.
- High level of integrity, professionalism, and customer focus.
- Ability to work effectively both independently and as part of a team.
What We Offer
- Opportunity to build a long-term career within one of the UAE's leading insurance companies.
- Comprehensive training and development opportunities.
- Exposure to life insurance underwriting and risk management practices.
- Professional and collaborative work environment.
- Career growth opportunities within the company.
