About the Role
Lead risk-based reviews of application fraud controls across Retail Credit origination, underwriting, and both digital and non-digital channels. The aim is to identify gaps and assess adherence to approved standards while ensuring the effectiveness of fraud management strategies.
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Key Result Areas
- Strengthen governance and oversight over application fraud controls through periodic reviews, control testing, issue escalation, and remediation management.
- Ensure application fraud controls comply with regulatory requirements, internal policies, industry standards, and audit expectations.
- Reduce application fraud exposure by identifying emerging fraud trends, strengthening controls, and improving fraud detection capabilities.
- Drive digital transformation of fraud-risk management processes through automation, analytics, and technology-enabled controls.
- Develop and maintain strong partnerships with business, credit, operations, technology, compliance, audit, and external stakeholders to strengthen fraud-risk management.
- Build a high-performing fraud-risk team through coaching, capability enhancement, succession planning, and knowledge sharing.
Knowledge, Skills & Experience
- Experience: 8–10 years of experience in application fraud controls or Retail audit.
- Technical Knowledge: Familiarity with Retail Credit origination systems, fraud detection tools, related operating processes, fraud typologies, control testing, case referrals, management information systems (MIS), and applicable regulatory requirements.
- Analysis and Tools: Strong analytical and reporting skills, including intermediate to advanced proficiency in Excel, Word, and PowerPoint, to identify fraud patterns, assess control effectiveness, and document findings.
- Communication and Leadership: Strong stakeholder management, problem-solving, and coaching skills; fluent in written and spoken Business English, with the ability to produce clear correspondence and reports.
