About the Role
The overall responsibilities of this position are vital within the Group Credit Risk team covering areas relating to CCB & IB Portfolio, including Credit Risk Reporting and related analysis. The role holder’s primary responsibilities include:
- Consolidating and reviewing past due data and related reporting.
- Managing the IFRS 9 staging and provisioning review process and undertaking related checks.
- Submitting detailed monthly dashboards and analysis reports.
- Providing support in NPL analysis.
- Working on specialized projects related to Credit Risk.
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Key Responsibilities
Policies, Systems, Processes & Procedures
- Follow all relevant departmental policies, processes, standard operating procedures, and instructions to ensure that work is carried out in a controlled and consistent manner.
- Demonstrate compliance with the organization’s values and ethics to support the establishment of a value-driven culture within the bank.
Continuous Improvement
- Participate in identifying opportunities for continuous improvement of processes. Collaborate within Risk and with Business, Credit, Finance, Relations, and IT to improve and streamline systems and processes.
CCB and IB – Credit Risk
- Consolidate past due data and prepare monthly PDNI Reports and related analysis.
- Coordinate with credit / CRD / Intl Teams for inputs and consolidate PDNI Reports.
- Provide PD data to relevant stakeholders for BRF and regulatory reporting.
- Support the annual Review of PDNI Process & Policies, and review related SOPs.
- Assist in PDNI-related process improvement projects.
- Maintain updates on CRD and NPL cases.
- Compile data for Risk Appetite monitoring for IB & CCB related to managed portfolios.
IFRS 9 Execution and Reporting
- Provide monthly support on the IFRS 9 staging and ECL review process, including undertaking standard checks and analyzing large movements.
- Prepare summaries (segmented and by balance sheet category) on a monthly basis of the results of the IFRS 9 review.
- Assist in preparing IFRS 9 related MIS/data/reports to be submitted internally and to regulatory authorities.
Credit Risk Reporting and Analysis
- Support the preparation of reports to monitor the credit quality of the portfolio across portfolios.
- Assist in the development and maintenance of credit risk databases to ensure timely availability of data for analysis, forecasting, and decision-making.
- Assist in the development of dashboards for the managed portfolio.
Requirements / Qualifications
- Bachelor’s degree in accounting, statistics, economics, or a related discipline.
- Strong analytical skills with experience in analytics and portfolio data management.
- 4-5 years of relevant experience.
