About the Role
As a Backend Architect on the Pay&Card Team, you will be responsible for architecting and building card-related systems end-to-end. You will work closely with cross-functional teams to design scalable, secure, and compliant infrastructure that supports card systems and lifecycle management. The company Pay&Card team is revolutionizing the way people transact and manage their finances globally with the company Pay, a cutting-edge payment solution that enables users to send, receive, and pay with crypto seamlessly.
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Responsibilities
- Architect, build, and maintain backend systems for card issuing and card lifecycle management
- Lead the technical design and implementation of card certification processes (Visa, MasterCard, Apple Pay / Google Pay onboarding programs)
- Define and drive the system architecture, service boundaries, and integration patterns for card platform services
- Ensure system reliability, scalability, and compliance with payment network standards
- Collaborate with product, compliance, and engineering teams to translate business requirements into technical specifications
- Establish engineering best practices, code quality standards, and technical documentation for the team
- Work hands-on — this is a builder role, not a pure advisory position
Requirements
- 8+ years of backend engineering experience with strong Java / Spring expertise
- Direct experience building or maintaining a card system
- Experience with card certification processes and/or card onboarding programs
- Strong system design and architecture skills, with experience in distributed systems and high-throughput payment infrastructure
- Understanding of card network standards, payment flows, and compliance requirements
Preferred Qualifications
- Experience at a fintech, startup, or crypto company that has issued cards
- Familiarity with card lifecycle management, tokenization, and payment gateway integrations
- Experience working in agile, fast-paced environments with short release cycles
Why Join Us?
- Shape the future of finance
- Collaborate with world-class talent in a user-centric global organization with a flat structure
- Tackle challenging projects in a fast-paced and innovative environment with autonomy
- Thrive in a results-driven workplace with opportunities for career growth and continuous learning
- Competitive salary and company benefits
- Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)
The company is committed to being an equal opportunity employer. We believe that having a diverse workforce is fundamental to our success.
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