Chief Financial Officer

About the Role
We are looking for a hands-on finance leader who will build the finance function from the ground up, own end-to-end commercial and regulatory finance, and serve as the named authorized individual with the UAE regulator.

Key Responsibilities

• Regulatory & Compliance: Own all regulatory reporting, prudential returns, and compliance submissions under CBUAE / FSRA / ADGM frameworks, acting as the named authorized officer.
• Commercial Economics & Pricing: Structure and optimize unit economics, pricing models, scheme fees, and interchange splits across digital wallets, cards, and payment rails.
• FP&A & Risk Management: Lead full P&L ownership, budgeting, forecasting, liquidity stress testing, and balance sheet provisioning for chargebacks and fraud.
• Zero-to-One Execution: Establish core accounting workflows, banking/BIN partner reconciliations, and internal controls from scratch in a fast-paced startup environment.

Requirements

• UAE Regulatory: Proven track record managing regulatory filings and compliance directly with CBUAE, FSRA, or DFSA in a regulated fintech, PSP, or financial institution.
• Payments & Card Economics: Hands-on commercial finance experience across wallets, prepaid/debit cards, BIN sponsorship, and payment processing.
• Startup Builder Mindset: Demonstrated ability to operate independently and build finance infrastructure from zero-to-one without large legacy teams.