Compliance Officer & MLRO

About the Role
We are seeking a Compliance Officer & MLRO to oversee the licensed entity's regulatory and AML/CFT framework. This role includes FSA and FIU reporting, onboarding, monitoring, and surveillance. You will operate within a framework established by the Head of Compliance while retaining personal statutory responsibility for decisions assigned to the appointed officer under Seychelles law.

Key Responsibilities:
Regulatory Compliance (FSA)

• Act as the primary contact for the Seychelles FSA, managing correspondence, information requests, inspections, and thematic reviews.
• Prepare and submit annual returns, audited financial statements, capital adequacy reports, and statutory filings on time.
• Maintain the licence conditions register, escalate breaches and near-breaches, and notify the FSA where required.
• Manage Securities Dealer Representative accreditations, key-person changes, and shareholder/controller approvals.
• Advise the Board, senior management, and business functions on regulatory, AML/CFT, and conduct implications of proposed products, payment channels, partnerships, and marketing initiatives.

AML/CFT and Financial Crime

• Act as Compliance Officer/MLRO under the AML/CFT Act 2020, handling internal suspicion reports and filing SARs/STRs with the FIU through goAML.
• Maintain the internal reporting register, AML/CFT policy, business risk assessment, and customer risk-rating methodology.
• Approve high-risk relationships and EDD outcomes, oversee sanctions, PEP, adverse-media, and relevant crypto wallet screening standards.
• Deliver induction and annual AML training, maintain attendance and testing records, and support the Alternative Compliance Officer to ensure cover during absences.

Onboarding and Client Lifecycle

• Own the onboarding framework and client lifecycle.
• Conduct second-line reviews of risk-based onboarding samples and approve high-risk and non-standard cases.
• Maintain client categorisation, appropriateness, and risk-warning standards for CFD clients.

Monitoring, Surveillance and Conduct

• Manage the annual compliance monitoring programme and report findings and remediation progress quarterly to the Board and Head of Compliance.
• Oversee trade and transaction surveillance, including abusive trading, latency and arbitrage patterns, and market abuse escalation.
• Review marketing materials, website content, IB and affiliate arrangements, and territory restrictions before release; maintain the restricted-jurisdictions list.
• Manage complaints handling, the complaints register, and root-cause reporting.

Governance

• Maintain the compliance risk register and breach log, reporting to the Board and Head of Compliance.
• Liaise with external auditors, the local company secretary, and outsourced service providers, including overseeing outsourcing due diligence.
• Ensure records are maintained in Seychelles and available for FSA inspection.

Required Qualifications & Experience:
Essential Requirements

• Willingness to relocate to any location required for the role.
• 5+ years of experience in financial services compliance, including at least 2 years in a regulated brokerage, securities dealer, or payments firm.
• Working knowledge of the Securities Act 2007 and subsidiary regulations, the AML/CFT Act 2020, and FSA guidance.
• Demonstrable hands-on experience drafting SARs/STRs and filing through goAML.
• Clean regulatory and criminal record, with the ability to satisfy the FSA fit-and-proper assessment.

Desirable Requirements

• Previous FSA-approved key-person status in Seychelles or a comparable jurisdiction.
• Experience with CFDs, leveraged FX, or virtual assets.
• Experience within a group compliance function covering multiple regulators.
• Experience with FSA inspections or establishing functions for a new licence.
• A degree in Law, Finance, or a related discipline; ICA Diploma, CAMS, or equivalent certification.

What We Offer?

• An exciting opportunity to work in an international environment.
• Career development and growth opportunities.
• A collaborative and inclusive work environment.