About the Role
We are seeking a motivated and detail-oriented recent graduate to join our Credit Risk team as an Intern. This role is designed to provide hands-on exposure to credit risk assessment, financial analysis, and fintech operations. You will work closely with experienced analysts to learn core credit evaluation skills and support day-to-day risk activities.
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Key Responsibilities
- Assist in reviewing and organizing credit applications to ensure required information and documentation are complete.
- Support basic financial analysis, including data gathering on applicant income, expenses, and liabilities.
- Help identify missing information or inconsistencies in applications and coordinate with internal teams to resolve them.
- Maintain accurate records of applications, decisions, and supporting documentation.
- Participate in data entry, reporting, and preparation of simple dashboards or summaries.
- Learn and apply internal credit policies, guidelines, and risk frameworks under supervision.
- Support the team in identifying process improvements and operational efficiencies.
- Work collaboratively with teams such as Sales, Operations, and Risk.
Learning & Development Opportunities
- Exposure to SME credit underwriting and fintech risk practices.
- Training on financial statement basics and credit analysis fundamentals.
- Hands-on experience with data tools (e.g., Excel, BI tools).
- Mentorship from experienced risk professionals.
Qualifications
- Bachelor’s degree (or final year student) in Finance, Economics, Accounting, Mathematics, Statistics, or a related field.
- Strong academic performance with an interest in finance and risk management.
- Basic knowledge of financial concepts (e.g., income, expenses, profit, debt).
- Proficiency in Microsoft Excel (basic functions, data handling).
- Strong attention to detail and willingness to learn.
Competencies
- Analytical thinking and curiosity
- Strong attention to detail
- Good communication skills (written and verbal)
- Ability to manage time and meet deadlines
- Team player with a positive attitude
- High level of integrity and professionalism
Why Join
- Gain real-world experience in a fast-growing fintech environment.
- Build foundational skills in credit risk and financial analysis.
- Opportunity for a full-time role based on performance.
- Work in a collaborative and innovative team environment.
What We Offer You
- We have an inclusive and diverse culture that encourages innovation and flexibility in remote, in-office, and hybrid work setups.
- We offer highly competitive compensation packages, including the potential for shares.
- We prioritize personal development and offer regular training and an annual learning stipend to tackle new challenges and grow your career in a hyper-growth environment.
- Join a talented team of over 30 nationalities working in 7 countries and gain valuable experience in an exciting industry.
- We offer autonomy, mentoring, and challenging goals that create incredible opportunities for both you and the company.
- You will be given a lot of responsibility and trust. We believe that the best results come when the people responsible for a function are given the freedom to do what they think is best.
