Credit& Risk Excellence - Business Analyst

About the Role
We are currently looking for a Business Analyst to join the Credit & Risk Excellence team for our operations in Qatar. This role involves supporting credit transformation, risk management, and policy enhancement initiatives within the banking sector. The successful candidate will play a crucial part in coordinating activities across various stakeholders to ensure effective governance and process improvement in credit risk management.

Responsibilities

• Support credit transformation initiatives, including risk management and policy enhancement.
• Conduct portfolio analytics, credit risk reporting, and RAROC-related analysis to inform decision-making.
• Coordinate activities across Business, Credit, Risk, Finance, Technology, Operations, and country stakeholders to facilitate cooperation.
• Execute process mapping, requirements gathering, procedure documentation, and offer implementation support.
• Prepare and present detailed reports, functional specifications, process flows, and dashboards to stakeholders.

Requirements

• Bachelor’s degree from a recognized university, preferably in Banking, Finance, Accounting, Economics, Business Administration, Risk Management, Mathematics, Statistics, Information Technology, or similar fields.
• Relevant professional qualifications or certifications in credit risk, banking, finance, data analytics, business analysis, process improvement, or project management are preferred.
• Minimum of 7 years of relevant banking experience, ideally within a highly rated international bank, with experience in Credit Risk, Corporate Banking, Wholesale Banking, Risk Analytics, Credit Governance, or Business Analysis.
• Experience in supporting credit transformation, risk management, and governance initiatives is a must.
• Preferred experience in portfolio analytics, credit risk reporting, management information, or RAROC-related analysis.
• Experience in process mapping, requirements gathering, testing, and implementation support is essential.

Required Special Skills

• Excellent oral and written communication skills in English and Arabic, including report writing.
• Strong interpersonal, facilitation, stakeholder coordination, and presentation skills.
• Sound understanding of relevant banking laws, regulations, credit risk principles, and governance practices.
• Good knowledge of wholesale and corporate banking portfolios, products, credit processes, and approval structures.
• Working knowledge of RAROC, risk-adjusted performance metrics, profitability analysis, capital consumption, and portfolio analytics.
• Strong analytical and problem-solving skills, capable of interpreting credit, financial, portfolio, and risk data.
• Proficient in process mapping, business-requirements gathering, and policy documentation.
• Ability to prepare clear business requirements, functional specifications, process flows, procedure documents, dashboards, and management reports.
• Strong attention to detail, ensuring accuracy, consistency, traceability, and version control.

Joining Timeline

• Candidates must be available to join within 2 weeks (maximum 1 month).