Fintech Lead

To lead and oversee HS’s efforts to use technology, in order to drive the development and implementation of financial technology solutions to enhance financial processes, customer transactions, and overall business efficiency.

Responsibilities

• Develop and execute the company's financial technology strategy in alignment with business growth, digital transformation, and customer experience objectives.
• Lead the design and implementation of scalable fintech solutions to support high-volume transactions across customers, merchants, riders, and internal finance operations.
• Drive innovation in payment systems, digital wallets, refunds, settlements, and reconciliation processes to ensure speed, accuracy, and reliability.
• Partner closely with Product, Engineering, Data, Operations, and Finance teams to embed fintech solutions seamlessly into the company's platform and operational workflows.
• Ensure full compliance with Saudi regulatory requirements (SAMA, ZATCA, VAT, data protection) and the company's group policies, while proactively managing fintech-related risks and controls.
• Oversee fraud detection, transaction monitoring, and cybersecurity measures related to financial systems and digital payments.
• Own and manage the fintech budget, ensuring cost efficiency, ROI optimization, and sustainable investment in new technologies and partnerships.
• Analyze financial and transaction data to identify trends, revenue opportunities, cost optimization areas, and system performance improvements.
• Prepare executive-level financial technology reports and dashboards, providing insights on transaction performance, risk exposure, and innovation impact.
• Lead and develop a high-performing fintech team, fostering a culture of ownership, innovation, and continuous improvement in line with the company's leadership principles.
• Stay ahead of emerging fintech trends (open banking, embedded finance, BNPL, digital wallets, AI-driven fraud prevention) and assess their relevance to the company's ecosystem.
• Build and manage strategic relationships with banks, payment providers, fintech startups, and regulatory bodies to strengthen the company's financial infrastructure.
• Support business expansion initiatives by enabling new financial products and services for merchants and customers (e.g., faster settlements, flexible payment options, and value-added financial tools).

Qualifications

• 10 - 12 years of relevant experience.
• Bachelor’s degree in finance, Fintech, or a related field.
• Master’s degree is preferred.