Head of Enterprise Risk & Controls

The company is a fully enabled B2B2X financial technology platform covering credit scoring, decisioning, disbursement, and collection. We are committed to enabling financial inclusion for all. We are seeking a highly motivated and results-driven Head of Enterprise Risk & Controls to oversee the implementation and continuous improvement of our enterprise risk management framework and capabilities. This strategic role is ideal for a senior professional with circa 15 years of experience in risk management and internal controls who is ready to take on further responsibilities and help build a high-performing risk function within a fast-paced fintech organization.

Responsibilities

• Develop, implement, and continuously enhance the enterprise risk management framework, aligned to international standards (ISO 31000, COSO) and tailored to the company's business model, risk appetite, and regulatory obligations.
• Own the Group's principal risks portfolio, ensuring risks are identified, assessed, prioritized, and monitored based on adopted methodology, against approved risk appetite and tolerance levels.
• Coordinate the development of control libraries and risk-control matrices for priority risk areas (financial resilience, credit risk, technology resilience, regulatory, and other operational risks).
• Develop internal capabilities to deliver tailored risk analysis, scenario planning, and quantification to support key business and strategic decisions, including product launches, new market expansion, partnerships, acquisitions, and capital allocation.
• Lead and mentor the enterprise risk team, establishing effective working relationships with business leaders to embed risk ownership and accountability across the organization.

Requirements

• Circa 15 years of professional experience in enterprise risk management, with a minimum of 3 years in a leadership capacity, either managing risk functions or holding a risk advisory role.
• Demonstrated expertise in developing and implementing enterprise risk management frameworks aligned to international standards (ISO 31000, COSO).
• Strong understanding of risk appetite frameworks and proven capability in risk identification, assessment, and monitoring methodologies.
• Bachelor's degree or equivalent in business, finance, accounting, risk management, or related discipline; professional certification in risk management (e.g., FRM) is valued.

Work Conditions

• Flexible hybrid working arrangements with access to comfortable open-plan offices in Dubai.
• Competitive remuneration package aligned to experience and market benchmarks.
• Performance-based bonus scheme linked to organizational and individual objectives.
• Comprehensive private healthcare insurance coverage.
• Extra day off on your birthday.

The company offers a multicultural working environment with team members from over 25 countries, opportunities for advancement, and continuous learning and development through access to professional training platforms and certification support.