Head of Mortgage

About
Support Head of Mortgage on comprehensive management of the Mortgage Business of FAB (Islamic and Conventional) with the aim of building a sustainable & profitable assets book.

Responsibilities

• Develop and implement business strategies aimed at prudently growing the market share of the Mortgage business of FAB.
• Drive portfolio profitability through management of P&L constituents and optimize resource utilization to achieve organizational strategic objectives.
• Maintain product policies in line with regulatory guidelines and ensure all Islamic propositions, processes, and documentations are in compliance with Shariah requirements.
• Management of existing products to continuously enhance the value proposition, product attractiveness, and maximize profitability.
• Development of new and innovative products to cater to varying customer segments, creating new markets and opportunities.
• Maintain healthy relationships with developers, dealers, employers, brokers, valuers, and insurers to ensure continued mutual benefit.
• Lead the reporting lines and provide support to ensure optimal employee performance and morale.

Requirements

• Minimum Bachelor's degree.
• 8+ years in a similar role.
• Extensive knowledge and experience in Financial Institutions related to Business.
• Knowledge of local market with UAE Central Bank regulations.
• Excellent project management, analytical, and problem-solving skills.
• Highly creative, resourceful, and skilled in presentation development.