About
Perform duties as required in the relevant bank policies and KYC department SOPs covering the KYC review process. The candidate will perform independent reviews and approve KYC files at the time of client onboarding, trigger-based, and KYC periodic reviews. Ensure that the KYC files are complete in terms of required KYC information/documentation in accordance with the bank’s policies/procedures and local regulatory expectations of the UAE Central Bank, ensuring AML/CTF/Sanctions risks associated with the clients are appropriately identified, assessed, and mitigated before a decision is taken to onboard or retain bank clients, adhering to the Group CDD standards.
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Key Accountabilities
- Handle the day-to-day KYC maker activity of reviewing KYC files and performing all required checks and controls to ensure completeness and readiness of the file for final review and approval.
- Conduct end-to-end KYC Due Diligence for new-to-bank onboarding, trigger events, or periodic reviews.
- Verify account opening forms have been completed adequately and have been verified.
- Conduct and review name screening, due diligence, and adverse media matches where applicable.
- Review AML and Sanctions Questionnaires, if applicable.
- Conduct and review the appropriateness and completion of the Customer Risk Assessment where applicable.
- Ensure appropriate checks and controls within the team to ensure files are processed correctly.
- Manage the book of work to ensure all high-risk entity files are completed timely.
- Escalate name screening hits to appropriate advisory teams within compliance and fraud.
- Ensure compliance with UAE Central Bank regulations and bank policies/procedures related to CDD, AML/CTF, PEP, and Sanctions.
- Support the AVP, VP KYC & onboarding in discussing process-related issues/challenges.
- Provide need-based training to the offshore team and business segments where appropriate.
Qualifications
Minimum Qualification
- Bachelor’s degree or higher in Management, Banking, Finance, preferably with certification in Compliance, KYC/AML/CFT, Financial Crime, or Risk Management.
Minimum Experience
- Minimum of 1-2 years of experience in a reputed bank.
- At least 1 year of technical experience across various aspects of Regulatory and Financial Crime Compliance (e.g., local and international requirements, FATCA, CRS, GDPR, AML, KYC, etc.).
- Internal Audit experience and Compliance Assurance background would be considered an asset.
- Proactive and business-oriented with proven ability to prioritize, manage conflicting demands, and assess effectively.
