About the Role
The Mortgage Advisor helps buyers secure home finance quickly, facilitating the conversion of reservations into completed sales. As the in-house finance expert for the sales team and clients, the Mortgage Advisor will assess buyers' eligibility, match them with suitable UAE bank products, and manage each application from pre-approval to mortgage registration and handover.
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Key Responsibilities
Client Advisory
- Meet with buyers (residents, non-residents, and HNW clients) to assess income, eligibility, and financing needs.
- Explain mortgage options, rates, fees, loan-to-value limits, and the buying process in clear terms.
- Prepare and submit complete applications, following up with banks until final offer letters are issued.
Bank and Partner Relationships
- Build and maintain a panel of UAE bank and lender relationships, including private banking desks for HNW clients.
- Negotiate competitive rates and processing timelines for buyers.
- Coordinate valuations, liability letters, NOCs, and mortgage registration with banks, developers, and the Dubai Land Department process.
Sales Support
- Collaborate with the sales team and brokers to pre-qualify buyers early and keep deals progressing.
- Attend sales gallery appointments, launches, and roadshows to advise prospects on finance.
- Identify and flag finance risks on reservations early to enable sales actions.
Compliance and Reporting
- Collect and verify client documents in line with internal policies, bank requirements, and anti-money-laundering (KYC) rules.
- Maintain up-to-date records in the CRM, including status, bank, loan amount, and expected completion date.
- Report weekly on the mortgage pipeline, approvals, declines, and conversion rates to the VP – Sales.
Essential Requirements
- Bachelor's degree in finance, banking, business, or a related field.
- 4+ years of experience as a mortgage advisor or consultant in the UAE, with a bank, mortgage brokerage, or developer.
- Strong working relationships with UAE retail and private banks.
- Comprehensive knowledge of UAE mortgage rules for residents and non-residents, including off-plan and ready property.
- Proven track record of closing a high volume of mortgage cases to completion.
- Excellent verbal and written communication skills in English.
- Valid UAE driving license.
Preferred Qualifications
- Experience with luxury or off-plan developer sales.
- Experience advising HNW and international buyers.
- Proficiency in Arabic, Russian, or another language commonly spoken among Dubai property buyers.
- Relevant UAE registration or certification for mortgage advisory, where applicable.
- CRM experience, preferably with Salesforce.
Skills
- Clear communicator capable of explaining finance concepts simply to clients and the sales team.
- Organized and detail-focused, with the ability to manage multiple cases simultaneously.
- Discreet, demonstrating strong integrity in handling client financial information.
