We are seeking a Product Manager – Payments & Transaction Gateway to lead the development and optimization of our WPS-linked loan offers, overdraft facilities, and prepaid card products. The ideal candidate will have a strong background in payments ecosystems, transaction gateways, and exchange house operations, with experience building B2C digital financial products. You will play a key role in driving product innovation, enhancing transaction flows, and delivering seamless financial experiences for our customers across payroll-linked and prepaid ecosystems.
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Work Conditions: Full-time
Location: Abu Dhabi Emirate, United Arab Emirates (On-site)
Key Responsibilities:
- Lead end-to-end product lifecycle for WPS-linked loans, salary overdraft, and prepaid card products.
- Design, develop, and manage transaction gateway integrations with banks, exchange houses, and payroll partners.
- Define and optimize payment flows, settlement processes, and reconciliation mechanisms.
- Collaborate with engineering and operations teams to enhance system reliability, uptime, and transaction success rates.
- Work closely with exchange houses and corporate partners for WPS integrations and product rollouts.
- Drive customer adoption, retention, and engagement across B2C channels (app, web, POS, and partner ecosystems).
- Conduct competitor benchmarking and market research to identify new opportunities in the digital payments and lending space.
- Develop and track key KPIs — transaction volume, conversion rates, NPLs, revenue, and customer satisfaction.
- Ensure regulatory and compliance alignment with Central Bank and labor/WPS regulations.
- Manage product documentation, feature prioritization, and go-to-market strategies.
Key Requirements:
- Bachelor’s degree in Business, Finance, Engineering, or related field (MBA preferred).
- 5+ years of experience in product management within Payments, Fintech, or Exchange Houses.
- Proven track record managing payment gateways, prepaid cards, or salary-linked loan/overdraft products.
- Strong understanding of WPS systems, transaction settlement, and compliance workflows.
- Hands-on experience with API-based integrations, payment orchestration, or switch systems.
- Data-driven mindset with strong analytical and stakeholder management skills.
- Experience in B2C fintech environments and working with exchange houses is a plus.
