The SAP Payment & Cash Management Expert is responsible for designing, implementing, and supporting end-to-end payment processing and liquidity management solutions in SAP. This includes the setup of electronic payment workflows, bank integrations, cash positioning, and liquidity forecasting, with a focus on automation, compliance, and visibility into cash operations. The Expert will work closely with treasury, finance, AP, and banking partners to streamline global payment processes, enforce banking standards, and ensure full compliance with local and international regulations.
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Key Responsibilities
- Lead the design and configuration of SAP Payment & Cash Management solutions
- Set up house banks, bank accounts, signatory workflows, and approval hierarchies
- Implement and manage SAP BCM workflows for multi-level payment approvals
- Design and generate payment files in compliance with local/international banking formats
- Configure electronic bank statement (EBS) processing and reconciliation logic
- Support cash flow analysis, cash positioning, and liquidity forecasting in SAP
- Coordinate with banks for technical specs, testing, and go-live of bank interfaces
- Ensure security, compliance, and audit readiness of payment workflows
- Align SAP payment processes with finance and treasury policies
- Document configurations, support training, and handle post-go-live support
Required Qualifications & Skills
Education & Certifications
- Bachelor’s degree in Finance, Accounting, or Information Systems
- SAP Certified Application Associate – Treasury or Cash Management (preferred)
- Project Management certification (PMP or equivalent) preferred
- Certification in treasury management (CTP, CFA) is a plus
Experience
- 8–12 years of SAP experience in Payments and Cash Management
- At least 2 years in a team leadership or Expertial role
- Proven experience with SAP BCM, EBS, Cash Management, and bank integrations
- Project exposure in S/4HANA Cash Management, Multi-Bank Connectivity, or TRM
- At least 5 years of experience in the banking sector
Technical & Functional Skills
- Strong configuration experience in:
- Bank Master, House Bank, Bank Account Management (BAM)
- Payment Media Workbench and Format Mapping (DMEE, Payment Formats)
- Cash Positioning and Liquidity Forecast Setup
- Understanding of SWIFT, ISO 20022, SEPA, and local banking regulations
- Integration experience with FI-AP, Treasury, and external banking systems
- Familiarity with SAP In-House Cash, Payment Factory setups, or MBC
- Knowledge of SAP FIORI apps for Bank Account and Payment Management
Soft Skills
- Strong financial acumen with a process-driven mindset
- Effective communication with finance, treasury, and banking stakeholders
- Ability to manage global rollouts and banking compliance requirements
- Detail-oriented with strong documentation, testing, and governance focus
- Team leadership, cross-functional coordination, and stakeholder alignment
Work Environment & Conditions
- Consulting environment managing treasury and finance transformation projects
- Travel may be required within the Kingdom of Saudi Arabia
- Collaboration with SAP technical teams, banks, and external payment providers
- Involvement in cutover planning, payment testing, and compliance walkthroughs
- Continuous learning on banking standards, SAP updates, and treasury technology
- Role involves high accountability for secure, compliant, and efficient payment operations.
