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Senior Cards Portfolio Manager

Unlock employer Riyadh, Saudi Arabia Direct to Company Under an hour ago · 16 Sep 2026

Financial

  • Estimate: $50k - $90k*
  • Zero income tax location

Accessibility

  • Office Only
  • Apply from abroad
  • Relocation Support
  • Visa Provided

Requirements

  • Experience: Intermediate
  • English: Professional
  • Arabic: Professional

Position

About the Role
We are looking for an experienced Portfolio Growth Manager to own the growth and health of our card program end-to-end. This role sits at the intersection of scheme relationships, compliance, and commercial strategy. You will work closely with Card Scheme, Compliance, Risk, and Product teams to drive card issuance, activation, and usage while ensuring the program remains fully aligned with scheme rules and regulatory requirements. If you enjoy fostering the commercial growth of a card program while maintaining compliance and audit readiness, this role is for you.

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Key Responsibilities

  • Own the portfolio growth strategy for the card program, driving growth across the funnel and identifying/executing growth levers such as pricing, incentives, and partnerships.
  • Manage day-to-day relationships with card schemes, including program reporting, mandates, incentives, and new scheme initiatives.
  • Ensure ongoing compliance of the card program with scheme rules, regulatory requirements, and internal risk policies.
  • Partner with Compliance, Risk, and Legal departments to manage scheme audits, certifications, and regulatory filings related to the card program.
  • Track and report on portfolio performance (activation, spend, retention) and compliance status to internal and external stakeholders.
  • Stay ahead of scheme rule changes and regulatory updates, translating them into actionable plans within the business.
  • Collaborate with Product and Engineering teams to prioritize features that support both growth and compliance goals.

Skills, Knowledge and Expertise

  • 3–4 years of experience in banking or fintech, with direct exposure to card programs, scheme management, or compliance.
  • Working knowledge of card scheme rules and regulatory requirements governing card programs.
  • Strong analytical skills, comfortable working with portfolio performance data to drive growth decisions.
  • Excellent stakeholder management skills to work collaboratively with Compliance, Risk, Marketing, Product & Tech, and external scheme partners.
  • Strong written and verbal communication skills in both English and Arabic are a must.

Benefits

  • Inclusive company culture that embraces diversity, integrity, and transparency while striving for work-life balance.
  • 100% trust and freedom for employees to apply their own vision and ideas from day one, with a culture that encourages ownership and decision-making.
  • Employee stock options program available for everyone.
  • Opportunities for growth and learning in one of the fastest-growing fintech companies in the region.
  • Relocation support provided along with guidance through the entire process.
  • Setup with necessary work devices.
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