About the Role
We are seeking ambitious individuals passionate about the banking and finance industry to join our team. The successful candidate will manage a portfolio of potentially stressed and/or restructured accounts, ensuring they retain their quality in line with defined business policies. As a leader in the banking sector, we value your ability to foster strong relationships with both colleagues and customers while providing exceptional service.
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Key Accountabilities:
- Manage and handle a potentially stressed and/or restructured portfolio to ensure quality retention in accordance with business policies.
- Negotiate, structure, and recommend practical restructuring solutions that align with the company's underwriting standards and risk-adjusted targets after thorough cash flow analysis.
- Maintain and manage existing group accounts within the stressed portfolio.
- Provide expertise for proactive monitoring and management of watch-listed clients.
- Conduct regular client visits for business monitoring, recording all pertinent information in timely call reports.
- Aim to upgrade problematic relationships into ongoing creditworthy business relationships.
- Exit problematic relationships through a structured repayment plan.
- Establish effective internal and external communication to ensure timely turnaround and high client satisfaction.
- Ensure timely and accurate credit administration, completing annual reviews, and monitoring financials, covenants, and other parameters.
- Manage a team of Relationship Officers; set, agree upon, and measure annual targets while providing professional advice, training, and performance reviews.
- Comply with internal audit requirements, ensuring uniformity and consistency across the bank.
- Stay informed about local business developments and contribute to the planning process for corporate business strategies.
- Provide management with regular reports and management information systems (MIS).
- Develop strong local contacts within the business and financial institutions community.
Requirements
Experience & Academic Qualifications:
- Degree in Economics, Finance, or Business Management.
- 15 to 20 years of experience in corporate banking, with 8 to 10 years specifically in the UAE. Exposure to emerging markets is advantageous.
- Strong commercial acumen with the ability to prepare effective plans and strategies.
- Proven ability to build close relationships with external stakeholders as a senior representative of the bank.
