Senior Product Owner - Credit Systems

The Senior Product Owner - Decision Systems is a key leadership role responsible for leading the engagement with various stakeholders in Credit Risk and Product teams to support business needs for implementing and deploying new strategies. The decision systems team implements approximately 100 changes annually, and this role is crucial for managing the decisioning infrastructure, maintaining an efficient deployment plan, and influencing strategy deployment based on change runway, business priorities, and resourcing capacity.

This role involves collaboration with various teams and stakeholders, including IT, Credit Risk, and Product, to manage both daily activities and strategic processes, ensuring that deployments meet high levels of quality and control specifications.

Responsibilities:

• Design and Development: Develop and implement decision management systems to support business operations. Design and optimize decision models and business rules to enhance decision-making processes.
• Data Integration and Management: Ensure the quality and consistency of data within the Decision Management System (DMS) by integrating diverse data sources.
• System Implementation and Support: Ensure seamless integration of DMS solutions with existing systems and provide ongoing support and maintenance.
• Business Collaboration and Requirements Gathering: Collaborate with stakeholders to understand decision-making needs and translate business requirements into technical specifications.
• Performance Monitoring and Optimization: Monitor the performance of decision models and systems and conduct regular reviews and updates to ensure relevance and effectiveness.
• Documentation and Reporting: Create documentation for decision models, rules, and processes, and generate reports to communicate system performance and decision outcomes.

Education and Experience:

• Bachelor’s or Master’s degree in Computer Science, Data Science, Business Analytics, or a related field.
• Proven experience in leadership, collaboration, and managing teams through changes and complex projects.
• Strong communication and interpersonal skills to coordinate across various teams.
• Proficiency in technologies relevant to credit decisioning, such as SAS, Experian, FICO, and Python-based engines.
• Financial acumen with a deep understanding of credit assessment methodologies and risk management.

Benefits:

• Opportunity to work with a leading bank in the UAE in a highly skilled and professional environment.
• Competitive salary and compensation.
• Comprehensive health insurance and UAE resident visa.
• Opportunities for professional development and continuous learning.
• Collaborative and inclusive work environment.

This role is ideal for candidates with experience in retail credit management and strong analytical capabilities, capable of optimizing and managing credit processes efficiently.