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Software Architect (Payments)

Unlock employer Abu Dhabi, United Arab Emirates Posted: 14 May 2026

Financial

  • Estimate: $80k - $120k*
  • Zero income tax location

Accessibility

  • Office Only
  • No Relocation Support
  • Visa Provided

Requirements

  • Experience: Senior
  • English: Professional

Position

About the Job:
The company is a leading UAE-based consumer technology company focusing on building the digital infrastructure of everyday life, particularly in AI-powered fintech, communication, and digital services. Our flagship platform, botim, is a highly trusted fintech communication tool, offering secure VoIP combined with AI-driven financial services that are accessible to both individuals and SMEs.

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We are at a pivotal moment, developing and scaling next-generation payment systems across merchant acquiring and core payment processing. This high-impact role involves owning backend architecture and making authoritative technical decisions for our payments platform. You will serve as the architectural bridge between the Chief Architect and engineering execution, guiding teams in creating scalable, production-ready payment systems.

Responsibilities:

  • Platform Architecture & Ownership: Architect and evolve systems in Merchant Management, POS, and eCommerce acceptance, ensuring high throughput and low latency across payment processes.
  • Technical Direction Across Squads: Oversee technical architectural direction and coaching for multiple engineering squads, ensuring design quality and delivery accountability.
  • Product & Business Alignment: Collaborate with Product Owners to translate product intent and regulatory requirements into scalable and auditable designs.
  • Protocol, Integration & Hands-on Engineering: Define integration architecture, stay hands-on with critical Java microservice components, and resolve complex production issues.
  • API & Event-Driven Architecture: Design REST/JSON APIs with a focus on idempotency and fault tolerance, and drive event-driven processes using RabbitMQ.
  • AI-Augmented Engineering: Lead automation and AI usage within the team to eliminate repetitive tasks.

Requirements:

  • 12 to 15 years of backend or platform engineering experience, with significant experience in production card payment systems.
  • Expert-level proficiency in Java and Spring Boot, with a strong foundation in microservices design and transactional integrity.
  • Knowledge of ISO 8583 and payment messaging protocols, with experience in the full transaction lifecycle.
  • Proven experience integrating with payment gateways and designing reliable transactional event flows.
  • Familiarity with RabbitMQ or Kafka message broker in a high-volume payment environment.
  • Experience with Dubbo or a comparable RPC framework.

Core Technology Stack:

  • Required: Java, Spring Boot, ISO 8583, jPOS, MPGS, RabbitMQ, Redis, REST APIs, Microservices, MySQL/MongoDB.
  • Strong Asset: Azure, AWS, 3DS (EMV 3DS 2.x), and CI/CD.

Location: Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates
Work Conditions: On-site
Language Requirements: Not specified.

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