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Solution Architect – Cards Acquiring

Unlock employer Dubai, United Arab Emirates Posted: 08 Jul 2025

Financial

  • Estimate: $100k - $140k*
  • Zero income tax location

Accessibility

  • Office Only
  • Visa Provided

Requirements

  • Experience: Senior
  • English: Professional

Position

About the Job:
The Solution Architect will possess domain expertise in designing solutions related to various payments, core, and card systems within financial institutions in the UAE region.

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Responsibilities:

  • Understand the various requirements regarding payments and card systems and design detailed solutions that meet stipulated non-functional requirements.
  • Create technical solutions for business problems and requirements aligned with the company’s business strategy and Enterprise Architecture roadmap.
  • Present tactical and strategic architectural options and solutions to senior management.
  • Manage and review application, data, and technology components from an enterprise architecture perspective.
  • Maintain technology options that effectively support the bank's required software systems.
  • Ensure up-to-date documentation of the bank’s systems architecture and interactions between systems.
  • Consider scalability, disaster recoverability, and system performance in all aspects of the overall systems architecture.
  • Facilitate the effective integration of systems within the bank, particularly as new systems are selected and implemented.
  • Define the technology roadmap and govern the technology portfolio from an Enterprise/Digital Application Architecture perspective.
  • Provide solutions in line with Agile and DevOps-oriented project delivery.

Qualifications:

  • Years of Experience: 10+
  • Essential Skills:
    • Understanding of payments, card issuing & acquiring message and transaction flows.
    • Experience integrating in-house applications with third-party Fintechs.
    • Knowledge of card issuing and acquiring processes, including gateways, ATMs, and switches.
    • Understanding of ISO8583, MT, and MX messages.
    • Experience defining API specifications for REST or Web Services.
    • Knowledge of API and interface governance, design standards, and principles.
    • Experience transforming user journeys with the help of the latest technologies.
    • Familiarity with cloud deployments and AWS.
    • Experience evaluating technology partners and defining KPIs.
    • Ability to manage the lifecycle of solutions, conduct technology watch, and develop proofs of concept for payments and card systems (both on-premise and cloud-based).
    • Good to have experience in application development/integration (preferably Java, Spring framework, Angular, React Native, React web, TIBCO, WebSphere).

Desired Skills:

  • Knowledge of AWS, Azure, and relevant professional certifications.
  • Experience in cloud, DevOps, and Agile development methodologies.
  • Awareness of security standards, data confidentiality, and best practices while defining application architecture.

Experience Required:

  • Knowledge in cards and payment processing systems, acquiring and issuing processes, ATMs, ISO8583, SWIFT, and UAE-specific payments.

Location:
Dubai, Dubai, United Arab Emirates

Work Conditions:
On-site, Full-time

Language Requirements:
Not specified.

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