About the Role
Lead the development and execution of the company's international wallet strategy in markets outside the company's operating countries, focusing on diaspora customers whose primary need is sending money back to their home markets. The role will involve building wallet propositions that combine remittances with everyday financial services and payments to drive customer engagement and long-term value.
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Key Responsibilities
Strategy & Market Development
- Define and execute the company's international wallet growth strategy across priority diaspora corridors, identifying target markets based on remittance flows, diaspora population size, and competitive dynamics.
- Develop business cases, market-entry plans, and go-to-market strategies for each priority corridor, including sizing, investment requirements, and expected returns.
- Conduct ongoing market and competitor analysis to refine prioritization and identify emerging opportunities or threats.
Product & Proposition Development
- Design and launch wallet products focused on international remittances as the core use case, layering in bill payments, card-based services, merchant payments, and other everyday financial use cases to drive engagement.
- Define the product roadmap and prioritize features based on customer needs, corridor economics, and competitive positioning.
- Work with product, design, and technology teams to ensure the wallet experience is intuitive and tailored to diaspora customer needs.
Partnerships & Licensing
- Build and manage relationships with banks, payment networks, remittance and fintech partners, and regulators across target markets.
- Lead partnership negotiations and structure commercial agreements that support scalable, compliant international money movement.
- Coordinate licensing and regulatory approval processes required to launch and operate in new markets.
Cross-Functional Execution
- Coordinate cross-functional workstreams spanning product, technology, compliance, licensing, treasury, risk, and commercial teams to deliver launches on time.
- Establish project plans, milestones, and governance frameworks to manage execution across multiple corridors in parallel.
- Proactively identify and resolve execution risks, dependencies, and roadblocks across workstreams.
Performance & Continuous Improvement
- Monitor performance, customer adoption, transaction volumes, and unit economics for each market, reporting regularly to senior leadership.
- Drive continuous improvement of wallet propositions based on performance data, customer feedback, and market learnings.
- Identify opportunities to scale successful propositions into additional corridors and markets.
Education & Experience
- 10+ years of experience in fintech, payments, digital wallets, remittances, or financial services.
- Strong understanding of cross-border payments and diaspora customer segments.
- Experience launching and scaling digital financial products across multiple markets.
- Ability to manage complex cross-functional programs and stakeholder relationships.
- Entrepreneurial mindset with strong execution capabilities.
- Bachelor's degree in Business, Finance, Engineering, Economics, or a related field.
- MBA or relevant postgraduate qualification preferred.
Success Measures
- Successful launch of new international wallet propositions.
- Growth in active wallet customers and remittance volumes.
- Expansion of everyday payment use cases beyond remittance.
- Delivery of strategic partnerships and sustainable business economics.
Company Manifesto Principles
Our Purpose is "Better Life for All"
- At the company we are motivated by our purpose: "Better Life for All".
- We define it in terms of the freedom to access opportunity, anywhere, anytime, regardless of background or circumstance.
Clarity is Our Superpower
- "Better Life for All" begins with clarity, knowing what matters most to our customers and all stakeholders.
- We cut through noise and master complexity to deliver clear, tangible value for all.
Our Pioneering Spirit Defines Us
- The company is a group of bold, creative pioneers who turn challenges into opportunities and bring innovation that leapfrogs barriers.
- We believe that progress is not discovered, it is created.
We Fight Against Mediocrity
- Excellence is not a goal post; it is a mindset. We set bold standards in product quality, service, value, and communication.
- We seek constant improvement, never settling on past achievements or the comfort of routines.
We Put Results Above Rituals
- We focus on action over theory, purpose and clarity over bureaucracy and rituals.
- Our processes are designed with clarity and simplicity to enable a fast-paced, lean, ambitious organization that delivers progress, never compromising on integrity.
We Hire for Potential and Drive
- We hire for potential, drive, curiosity, diversity, and growth mindset, not just past credentials.
- We develop talent who take bold bets and drive growth for our stakeholders.
Courage Fuels Our Leadership
- We take risks and do not fear making mistakes because we learn from them and grow with them.
- We speak the truth candidly and respectfully, while leading with empathy.
We Aim for Audacious Impact
- We aim for bold impact at scale. We seek game-changing innovations that can potentially reach hundreds of millions of people and fundamentally change the ways we do business.
- We measure ourselves by the positive changes we create for our stakeholders.
We Incentivize with Integrity
- We reward outcomes, impact, and results that drive shareholder value without compromising on integrity.
- We reward exceptional performance delivered through an unwavering commitment to ethical standards.
We Stand Strong Together
- We unite through collaboration, unity, trust, and a shared purpose.
- We channel our collaborative resilience into long-term growth for our people, customers, and shareholders, we stay strong and keep moving.
We Never Give Up
- We rise to every challenge, learn from adversity, and grow stronger. We embrace grit and perseverance as drivers of progress.
- We turn setbacks into lessons that make us stronger.