About the Role
The Trade Finance Specialist manages the company's trade finance instruments, including letters of credit (LC), cash against documents (CAD), and bank guarantees, across the Middle East region. The role protects the company's commercial and financial interests by ensuring that payment terms are secured, documents comply with requirements, and banking arrangements are executed smoothly. This position collaborates closely with Sales, Legal, Order Management, Logistics, and external banking partners.
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Key Responsibilities
- Negotiate the terms of letters of credit and bank guarantees with customers.
- Review LC clauses and align them with both internal and external stakeholders.
- Prepare and submit LC and CAD documents to the bank.
- Coordinate the issuance of guarantees with banks and internal stakeholders.
- Serve as the point of contact for banking communication.
- Manage contracts and invoices for the company’s agents and distributors.
Key Performance Indicators
- Timely issuance and amendment of LCs and guarantees.
- Document submission accuracy, measured by the rate of bank discrepancies.
- Timely collection and realization of payments under LC and CAD terms.
- Compliance with internal policies, bank requirements, and audit standards.
Qualifications and Experience
- Bachelor's degree in Finance, Accounting, International Trade, Business Administration, or a related field.
- Minimum of 5 years of experience in trade finance, treasury, or export/import finance.
- Hands-on experience with letters of credit, documentary collections (CAD), and bank guarantees under ICC rules (UCP 600, URDG 758, URC 522).
- Experience working with banks and with Middle East customers, agents, and distributors is advantageous.
- Professional certification such as CDCS (Certified Documentary Credit Specialist) is a plus.
Skills and Competencies
- Strong knowledge of trade finance instruments, international payment terms, and Incoterms.
- Excellent attention to detail, with the ability to accurately check LC clauses and documents while spotting discrepancies.
- Strong negotiation and stakeholder management skills, both internally and externally.
- Good understanding of contracts, commercial terms, and compliance requirements, including sanctions and KYC.
- Proficiency in MS Excel and in bank portals and trade platforms.
- Clear written and verbal communication in English; Arabic is an advantage.
- Ability to prioritize tasks and meet tight deadlines in a fast-paced environment.
