About the Role
The Trade Finance Specialist manages the company's trade finance instruments, including letters of credit (LC), cash against documents (CAD), and bank guarantees, across the Middle East region. This role is essential in protecting the company's commercial and financial interests by ensuring that payment terms are secured, documents are compliant, and banking arrangements run smoothly. The specialist works closely with Sales, Legal, Order Management, Logistics, and external banking partners to facilitate these processes.
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Key Responsibilities
- Negotiating the letters of credit & bank guarantees terms with the customers
- Reviewing LC clauses & aligning with internal and external stakeholders
- Preparation & submission of LC and CAD documents to the bank
- Coordinating the issuance of guarantees with banks & internal stakeholders
- Acting as the point of contact for Banking Communication
- Managing the contracts & invoices for the company's agents and distributors
Key Performance Indicators
- Timely issuance and amendment of LCs and guarantees
- Document submission accuracy, measured by the rate of bank discrepancies
- Timely collection and realization of payments under LC and CAD terms
- Compliance with internal policies, bank requirements, and audit standards
Qualifications and Experience
- Bachelor's degree in Finance, Accounting, International Trade, Business Administration, or a related field
- Minimum of 5 years of experience in trade finance, treasury, or export/import finance
- Hands-on experience with letters of credit, documentary collections (CAD), and bank guarantees under ICC rules (UCP 600, URDG 758, URC 522)
- Experience working with banks and with Middle East customers, agents, and distributors is an advantage
- Professional certification such as CDCS (Certified Documentary Credit Specialist) is a plus
Skills and Competencies
- Strong knowledge of trade finance instruments, international payment terms, and Incoterms
- Excellent attention to detail, with the ability to check LC clauses and documents accurately and spot discrepancies
- Strong negotiation and stakeholder management skills, both internally and externally
- Good understanding of contracts, commercial terms, and compliance requirements, including sanctions and KYC
- Proficiency in MS Excel and in bank portals and trade platforms
- Clear written and verbal communication in English; Arabic is an advantage
- Ability to prioritize and meet tight deadlines in a fast-paced environment
