Transaction Monitoring Lead

We are seeking a Transaction Monitoring Lead to own and build the transaction monitoring framework for a strategic new offering focused on stablecoin-based payments infrastructure. Reporting to the MLRO, you will play a critical role in ensuring the product is developed and scaled in line with regulatory standards across multiple jurisdictions. This is a hands-on and strategic role where you will partner closely with leadership, legal, product, and commercial teams to embed compliance into every stage of development and rollout.

Location
Cairo, Egypt

Responsibilities

• Design and operate the company's transaction monitoring framework for cross-border payment/remittance flows, including stablecoin-based transfers, in line with ADGM FSRA and CBUAE AML/CFT regulatory requirements.
• Own end-to-end sanctions and PEP screening across all UAE transaction flows, ensuring coverage against OFAC, UN, EU, and UAE Local Terrorist Designations lists.
• Own the AI-first triage layer: work with our technology team to scope, prioritize, and QA the agentic tooling that handles first-pass screening, and define what good output looks like.
• Handle manual review of escalated cases the AI layer cannot resolve with confidence, with documented decisions and clear audit trails for every disposition.
• Establish and maintain the transaction monitoring policy, calibrated to our client base and risk profile.
• Build coverage models and flag rate analysis from historical transaction data, including pre-live calibration of thresholds and rules.
• Prepare and submit Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs) to the MLRO to submit to the UAE Financial Intelligence Unit (UAEFIU) via the goAML platform where required.
• Ensure effective 24/7 coverage through tool-first design, with human judgment reserved for genuine ambiguity.
• Act as the subject matter expert for transaction monitoring in regulatory examinations, MLRO-led reviews, client due diligence requests, and internal risk reviews.
• Support the MLRO in periodic reporting obligations to ADGM FSRA and CBUAE, including AML/CFT annual reports and risk assessments.

Requirements

• Has owned transaction monitoring, not contributed to it. 5+ years in AML, financial crime compliance, or payments operations with direct hands-on experience in sanctions.
• Prior exposure to remittance corridors, virtual asset transactions, or VASP compliance frameworks is a strong differentiator.
• Has used compliance tooling beyond spreadsheets and can assess AI-assisted review tools critically: where they fail, what needs to change, and what the escalation logic should be.
• Makes risk-based decisions under ambiguity with documented rationale. Understands the difference between a calibrated risk approach and blanket escalation.
• Clear written communication. Can brief a regulator, a senior compliance officer, and an engineer in the same week without changing what you mean.
• CAMS or equivalent certification preferred.

NB. While we think the above experience could be important, we’re keen to hear from people that believe they have valuable experience to bring to the role. If you identify with the team and mission, but not all of our requirements, then please still apply!!

Work Conditions
Competitive salaries, private healthcare, and flexible office hours. Every member of the team holds a meaningful equity stake in the business to ensure long-term alignment.

The company is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status.