About
This team is responsible for creating and delivering consumer value propositions across CEMEA, covering debit, credit, prepaid, and modern credentials like Visa Flex Credential (VFC). They design and implement capability roadmaps aligned with business strategies, develop new digital and technical features such as benefit platforms, and ensure consistency and scalability across markets. The team drives portfolio optimization, manages regional programs, and partners with market leaders to provide governance, share best practices, and enable region-wide solutions that can be localized. Their work directly supports revenue growth and profitability through innovative products and strong stakeholder alignment.
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What a VP, Head of Consumer Product & Solutions, CEMEA does at the company:
- Design, develop, and deploy consumer value propositions across CEMEA markets, ensuring consistency, scale, quality, and speed to market.
- Oversee product portfolio including debit, credit, prepaid solutions, and modern credentials such as Visa Flex Credential (VFC).
- Develop new functional, digital, and technical capabilities, including benefit platforms that drive consumer preference for the company.
- Create and implement capability roadmaps aligned with business strategies (e.g., Affluent strategy) to support regional growth objectives.
- Collaborate with global and sub-regional teams and market Consumer Payment Solutions & CVP leaders to ensure successful program governance and best-practice dissemination.
- Lead portfolio optimization and management, driving revenue and profitability outcomes aligned with the regional scorecard.
- Manage large strategic partner contracts for benefit platforms such as insurance, concierge, airport lounge access, travel, dining, and entertainment.
- Drive team performance and talent management, including recruitment, career development, succession planning, and workforce agility.
- Represent the company externally at forums, conferences, and client events to strengthen brand and market presence.
- Ensure compliance with the company's rules and product hierarchy requirements in support of new value proposition development and innovative solutions.
- Lead commercialization efforts, including client-facing engagements in partnership with market Product & Solutions teams.
Qualifications
What you will need:
- 15+ yrs experience in payments, digital commerce, banking, or technology at a senior leadership level.
- Advanced understanding of payment and commerce solutions and processes.
- Proven experience in both emerging and developed markets.
- Strong knowledge of agile solutioning practices, product management, and commerce business models.
- Track record in developing outcomes that span commercial and technical capabilities and architectures.
- Ability to develop or challenge commercial architectures with strong business acumen.
- Naturally inquisitive problem solver with strategic thinking capability.
- Strong analytical, quantitative, commercial, and project management skills.
- Excellent written, verbal, and presentation skills for executive-level communication.
- Experience leading change programs within a business and building and leading high-performing teams through cultural and transformational change.
- Ability to operate with discipline and tolerance for ambiguity, influencing multiple organizational levels internally and externally.
- Proven negotiation skills with a track record of delivering results.
- Focused on achieving strong financial outcomes for stakeholders.
- Business degree or MBA required.
