About the job
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Job Purpose
This role is responsible for leading Retail technology transformation initiatives across Risk, Regulatory systems, and digital banking platforms with close interaction of business heads (RBG, Credit Management, Risk, CX, etc.). The candidate will act as a strategic advisor and execution leader, driving platform modernization, strengthening delivery governance, and enabling AI-led innovation, including prompt engineering adoption, while ensuring scalable, resilient, and secure technology solutions across the organization.
This role will also drive modernization and optimization of BPM platforms, Risk Regulatory applications which interact with AECB, Central Bank, and external systems like DLD, enabling end-to-end process digitization across onboarding and processing workflows (for Credit Card, Personal Loans, Mortgage, and Over Draft). It will ensure seamless integration between in-house solutions of BPM workflows and Regulatory applications, core banking, and fintech platforms, while embedding AI-powered automation and intelligent workflows.
Operating at a senior leadership level, the role will influence stakeholders across Technology, Business, Risk, and Compliance to deliver high-impact, compliant, and efficient digital transformation outcomes.
Key Result Areas
- Lead and deliver enterprise-wide fintech and digital transformation programs end-to-end, ensuring alignment with strategic business objectives
- Drive end-to-end platform modernization, including digital platforms, integration layers, and BPM/workflow systems
- Own and accelerate BPM platform transformation, including:
- Workflow optimization and process re-engineering
- End-to-end digitization of onboarding, lending, payments, and regulatory processes
- Integration of BPM with core banking and fintech ecosystems
- Reduction in manual interventions and overall process cycle times
- Establish and scale AI-led engineering adoption, including:
- Introduction of prompt engineering practices across teams
- AI-enabled development, testing, and operational automation
- Driving measurable productivity improvements across the SDLC
- Drive delivery excellence and quality control, including:
- Improvement in deployment success rates
- Reduction in production defects and incident leakage
- Strengthening QA maturity across UAT, regression, and release cycles
- Ensure robust governance and control frameworks, including:
- Strong UAT sign-off discipline and defect lifecycle governance
- Release management controls with validation checkpoints
- Production readiness assurance for all critical business journeys
- Enhance platform scalability, availability, and resilience, including:
- High-availability architecture across critical systems
- Performance optimization for peak load and transaction volumes
- Stability across customer-facing journeys (onboarding, payments, lending)
- Drive cost optimization and operational efficiency, including:
- Platform consolidation and optimization initiatives
- Reduction in infrastructure and operational overheads
- Improved utilization of engineering resources and tooling
- Strengthen security, compliance, and audit readiness, including:
- Alignment with regulatory and security frameworks
- Ensuring audit compliance across systems and processes
- Mitigating operational, data, and cyber risks
- Lead stakeholder engagement and executive alignment, including:
- Ability to independently represent Technology in SteerCo and senior governance forums
- Engage and influence senior technology leadership, business heads, and control functions
- Drive decision-making and consensus across cross-functional teams
- Build and uplift organizational capability, including:
- Upskilling teams in modern engineering practices, AI, and automation
- Driving a culture of ownership, accountability, and performance
- Strengthening collaboration across engineering, QA, DevOps, and business units
- Ensure end-to-end accountability for transformation outcomes, including:
- Ownership of delivery risks, dependencies, and escalations
- Transparent tracking and reporting of progress across initiatives
- Realization of defined business, technology, and operational benefits
Knowledge, Skills and Experience
- Engineering Graduate with 25+ years of experience in technology leadership and enterprise delivery
- Strong expertise in Fintech & Payment Gateways, Banking Systems, and Security/Compliance Frameworks
- Proven experience in large-scale technology transformation and platform modernization
- Experience across startup environments and large banking organizations
- Ability to drive AI adoption and prompt engineering capabilities across teams
- Certifications: PMP (Project Management Professional), CSM (Certified Scrum Master)
- Strong stakeholder management, including engagement with senior technology leadership and governance forums
- Strong expertise in Java, Spring Boot, and enterprise application development
- Hands-on experience in microservices architecture and distributed systems
- Proficient in API-first and event-driven architecture design
- Experience with cloud platforms (Azure) and scalable deployments
- Strong exposure to DevOps practices, CI/CD pipelines, and automation
- Experience with containers and orchestration (Kubernetes)
- Knowledge of system observability, monitoring, and performance optimization
- Familiarity with AI-enabled development tools and automation frameworks
