About the Role
This position is responsible for managing a team of credit analysts and relationship managers, with accountability for overseeing, managing, and increasing the portfolio while securing sales in alignment with the business plan.
Ready to apply for roles like this?
Unlock the company name and direct application link. Subscribers get instant access to fresh jobs across Dubai, Abu Dhabi and Riyadh, many with visa support.
Unlock employer & apply directly
Key Responsibilities
-
Business Generation
- Contribute to the development of the company's overall business plan by identifying income-generating opportunities in defined market industries.
- Responsible for the team's income-generating opportunities.
- Manage account relationships with the current portfolio, aiming to maximize account profitability, while establishing relationships with new customers within the sector.
- Handle accounts in specific situations where Senior Relationship Managers (S.RM) or Relationship Managers (RMs) are not available.
-
Credit Management
- Review credit proposals for new exposures as well as additional facilities for existing clients within the portfolio.
- Ensure that the team maintains proper documentation for all credit exposure in accordance with internal and external guidelines.
- Maintain credit quality of the designated portfolio by overseeing constant monitoring of accounts and minimizing non-performing assets.
-
Team Management
- Ensure that the team receives well-defined objectives, with a clear set of expectations.
- Be responsible for identifying areas for training and collaborating with HR to reinforce the team.
-
Profitability
- Generate income from the portfolio.
- Maximize market share.
- Generate profitability through cross-selling of products and services.
Requirements
- Education & Experience Requirement
- Omani Nationals only.
- Bachelor’s Degree in Business Administration, Finance, Economics, or a related field is required. A Master’s degree in a relevant field is preferred.
- Minimum of 8 years’ experience in SME banking or related fields is required.
- Strong understanding of SME banking products, credit analysis, risk management, and regulatory requirements, along with experience in leading teams and developing business strategies.
