Portfolio Risk Analyst

This is a Risk Analyst role within Enterprise Risk Management, focusing on data analysis and visualization. Key responsibilities include assisting in preparing risk dashboards and reports, supporting data reconciliation and validation tasks to ensure data integrity, monitoring deployed scorecards and models, and creating automated Excel-based reports to streamline processes.

Essential skills for success in this position include:

• Data analysis and visualization.
• Understanding scorecard/model performance metrics (e.g., KS, GINI, PSI, CSI).
• Familiarity with application and behavior score models and predictive modeling concepts.

Key Accountabilities:

• Conduct regular monitoring of deployed credit risk scorecards (application, behavioral).
• Automate reporting processes using Excel, SAS, or Python.
• Validate input data used in scorecard monitoring and ensure consistency across systems.
• Identify opportunities to streamline manual processes and improve efficiency.
• Maintain documentation and audit trails for all monitoring activities.
• Collaborate with credit risk, compliance, and IT teams to align data and reporting needs.

Soft skills required:

• Ability to present findings clearly.
• Strong communication skills to effectively convey findings to stakeholders.

IT Skills Set:

• SQL: Proficient in writing queries to extract, join, and manipulate data from databases.
• Advanced Excel: Skilled in VBA macros, pivot tables, charts, conditional formatting, and dashboard creation.
• Experience with SAS/R/Python for statistical analysis, model monitoring, and automation.

Education and Experience:

• 2 – 4 years of professional experience in Credit Risk Management, preferably in the banking or financial services sector.
• Bachelor’s degree in finance, Economics, or a related field.
• Preferred professional certifications include CFA and FRM.